Ali Hedayatifar

Private-client structuring for complex income, jumbo, and portfolio financing.

Ali Hedayatifar · President · NMLS #1817352

You are self-employed or your income is complex.

14 client reviews · 4.9 across 44 team reviews

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(877) 876-3956Corporate - Austin

About Ali

Ali Hedayatifar is nationally recognized as one of the leading minds in modern mortgage lending. As the go-to mortgage banker for high-net-worth and high-achieving clients, he has built a reputation for structuring complex financing solutions for entrepreneurs, physicians, attorneys, executives, investors, professional athletes, and entertainers alike.

What clients say about Ali

14 reviews

Custom jumbo

They offer very clever solutions and went above and beyond to help us find a custom jumbo loan.

Complex financial picture

My family's entire financial picture was taken into consideration and then matched with programs that suited us.

After-hours access

There wasn’t a time I called that they didn’t answer.

January 2026

Where do I begin? To save everyone a lot of time and trouble I'll cut to the chase. Ali and his team are simply the best I've ever dealt with! I've purchased several homes, and land as well, in the past both for personal use as well as investment purposes and Ali has set me right on all occasions. At first, when we first began our financing relationship, I went out and tried to find other lenders who might give me a better product/price but early on I found out that Ali was always honest, always had the best products, and even knew the other lenders I was dealing with and informed me on their products as well. (His are always better) His communication both during work hours and after are great and he's always a phone call away. When talking to Ali he makes you feel like you are his only customer and he not only listens but educates his clients on what everything means and breaks everything down so that you are clear every step of the way. Also, Christina is so great to deal with as well. She is very good at what she does and works in stride with Ali so well! Christina, thank you for always taking care of me and answering my dumb questions. lol. If you're reading this I hope it makes your lender decision a little bit easier and I hope that I save you some time from shopping around looking for the best lender to deal with. Ali and his team are second to none and I look forward to working with them on the next deal.

Steve Willingham

July 2023

Ali, Frank, and the rest of the team truly embody the term customer service. The difference is clear. I think they are the only people who may clock more hours than me. There wasn’t a time I called that they didn’t answer. That is so hard to find, they really treat each customer as if they are the only one they are helping. Being from a different city, changing jobs with a high portion of my salary commission/bonus based I had some uphill challenges, not only was I able to get the house of my dreams that literally checked every single box but I was able to do so at very favorable terms. Nobody else could have done what they did I’m glad our paths crossed. Don’t waste your time going to a big box lender or “loan broker” these guys are the real deal.

Eric Meyer

September 2022

I would give Ali and his team 10 stars, if possible. They offer very clever solutions and went above and beyond to help us find a custom jumbo loan. My husband and I also greatly appreciated their depth of expertise and patience to walk us through every step of the process. Can't thank this team enough for making it possible for us to buy our home!

Sarah Chiu

December 2025

Ali and Team - were wonderful to work with - professional and never pushy, honest and forthright, and extremely efficient throughout every step. I would recommend working with them! Thank you

Timothy Yara

September 2025

I had the pleasure of working with Ali and Josh at HyperSmart, and I can’t recommend them enough! They were incredibly knowledgeable, informative, and responsive throughout the entire process. Their professionalism and willingness to go above and beyond made everything smooth and stress-free. I’m so grateful for their support and would highly recommend HyperSmart to anyone looking for a reliable mortgage team.

Madison Cefalu

February 2025

Far and away one of the best lending experiences I've ever had. My family's entire financial picture was taken into consideration and then matched with programs that suited us. The team is easy, honest, attentive, and the process is far more advanced and unique than traditional mortgage brokers. Give Ali and the team a call, you won't be disappointed.

Sean Kane

Ali is the right banker for you if...

  • You are self-employed or your income is complex
  • You need jumbo or private-client financing
  • You are comparing a written offer from another lender
  • Your file is time-sensitive or was previously declined
  • You are an investor, physician, attorney, executive, or entrepreneur

Different situation? Another senior mortgage banker will fit.

How Ali works your file

Dedicated Advisor

A licensed mortgage advisor is assigned to guide you through your entire home financing journey.

Specialist Support

Your advisor assigns dedicated specialists to assist with specific needs throughout the process.

Technology & Expertise

We utilize leading technology and best practices coupled with personalized attention.

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