Award-Winning Mortgage Lender. Local Expertise with National Reach

Sophisticated Home Loans

A·vant-garde lending and mortgage strategies designed for complex clients.

We Are Loan Professionals Working To Tailor Mortgage Strategies For Professionals

Private mortgage banking tailored to your unique profile. We are not a one size fits all mortgage lender. Our senior mortgage advisors have a long track record of success, proven lending strategies, customer service and knowledge of the home financing market. We serve elite clients, traditional clients, and our communities with honesty, transparency, and positivity.

Our Approach Is Simple:

Make the complicated home financing process easy – using innovative methods and a team of mortgage professionals with decades of experience.

Request a free consultation with our experts.

Mortgages can be complicated, our mortgage advisors build relationships with our clients to ensure we're able to meet your immediate and long-term financing needs.

We analyze changing market conditions nationally and globally; meanwhile, we know the intricate and important details of the local markets we serve. From daily mortgage bond market volatility in the US, to foreign central bank policies in Switzerland, and global conflicts abroad, we monitor the markets closely to provide our clients the best insights. This approach gives our clients a competitive edge when acquiring and financing real estate.

Our Private Client Process

Our process assigns a dedicated licensed mortgage advisor throughout your home financing journey. Your mortgage advisor will subsequently assign dedicated specialists to assist as needed and your dedicated team will communicate and connect with you every step of the way to ensure a smooth transaction. Senior management is also available should a situation arise needing their expertise or escalation. We utilize the leading technology, systems, best-practices, and products coupled with personalized attention to ease the lending process and maximize value.

High-Income Earners

We work closely with high income professionals, athletes and entertainers to determine a desirable financing solution, lock in a preferred interest rate, and close quickly to ensure a smooth transaction.

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Business Owners

We regularly help business owners with complex financing needs. We rely on the financial soundness of your business rather than tax returns. Common sense lending is back.

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True business purpose loans designed for real estate investors without dreadful hard-money rates. We utilize an appraisal of rental income instead of tax returns or traditional income analysis. Close quickly and add doors to your portfolio with great terms.

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First Time Homebuyers

Buying your first home should be fun not overwhelming. Our seasoned mortgage advisors will guide you through every step of the process while making sure you get a great deal. Our award-winning service is not only reserved for our high-net-worth clients.

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High-Net-Worth Individuals

Buying or refinancing a home should not negatively impact your investment strategy. We calculate income based on your assets not traditional tax returns so you can continue to build portfolio value, and access your liquidity to seize that next business opportunity.

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Request a free consultation with our experts.

Mortgages can be complicated, our mortgage advisors build relationships with our clients to ensure we're able to meet your immediate and long-term financing needs.

Ali Hedayatifar

NMLS# 1817352

Ali is recognized as being in the top 1% of lenders on production level nationally by the Scotsman Guide and Mortgage Executive Magazine in 2020, 2021, and 2022. He is also recognized as the #53 loan originator in the nation for non-qm loans by the Scotsman Guide in 2022. Ali and his team regularly handle complex real estate financing for entrepreneurs, doctors, attorneys, executives, investors, celebrities, professional athletes, fund managers, and other high-net worth clients.

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Let's Discuss Your Loan Options

We can provide a loan catered to your needs. Talk to one of our Mortgage Experts today.


6720 Vaught Ranch Rd, Suite 140, Austin, Texas



CORP NMLS# 2179191. Xpert Home Lending, Inc. dba HyperSmart Home Loans is licensed by the CA Bureau of Real Estate, Real Estate Broker’s License ( DRE # 021667858). Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to In all states, the principal licensed office of Xpert Home Lending, Inc. is 1100 Satellite Blvd NW, Suwanee, GA 30024; Phone: (916) 474-9051. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.Equal Housing Lender.