A private-wealth mortgage experience.
For every borrower.

“I would give Ali and his team 10 stars, if possible. They offer very clever solutions and went above and beyond to help us find a custom jumbo loan. My husband and I also greatly appreciated their depth of expertise and patience to walk us through every step of the process. Can't thank this team enough for making it possible for us to buy our home!”

“Frank Martinez at HyperSmart Home Loans was our angel. After nearly loosing our dream home due to THREE TERRIBLE lenders, we found Frank. In just 4 weeks he completely turned the situation around. He worked tirelessly to ensure we were able to close our first home. He was responsive, proactive, considerate, and most importantly, transparent, from start to finish. I know they say to be warry of lender's promises, but you can trust Hypersmart and you can DEFINITELY trust Frank Martinez!”

“Just an incredibly diligent, hard working and effective group of people. Phillip, Sean, Ali and Kyle were extremely patient, pushing on completion of the loan and through underwriting through all hours of the day. Each person is a clear, quick communicator. They will help you understand the underlying concepts, why there is a blockage (if any), etc. I used HyperSmart for my first home purchase through an alt non-qualified mortgage. In addition, my business is crypto-adjacent. Those three factors (first time, alt non-qualified, crypto-adjacent) makes getting a mortgage very difficult, but they figured it out anyway.”

“This was my first time buying a house in 15 years. The mortgage industry and underwriting has changed a lot since then. Frank and Jennifer helped guide me through from application to closing and funding. To say they were rock stars is a huge understatement. Anytime I had a question, Frank and/or Jennifer (and often both) were contacting me back within minutes to help me understand exactly what was needed. We had a quick turnaround due to the sale of our home and us needing to get approved quickly. They moved fast for us and absolutely rocked it. I hope to not move again anytime soon, but I would trust this company exclusively going forward!!”

“Michael Holt has been an invaluable guide throughout the process of securing my most recent home loan. He takes the time to truly understand my concerns and preferences—especially important in today’s climate of high interest rates. His thoughtful approach makes what could be a stressful experience feel smooth and manageable. I tend to be impulsive when it comes to house hunting, often jumping in quickly and then pulling back if something doesn’t sit right. Over the past three years, Michael has shown incredible patience and unwavering support. He’s never rushed me, always ensuring that both the home and the financials align with my needs. I deeply appreciate his dedication, professionalism, and commitment to helping me make the right decision.”

“Ali, Frank, and the rest of the team truly embody the term customer service. The difference is clear. I think they are the only people who may clock more hours than me. There wasn’t a time I called that they didn’t answer. That is so hard to find, they really treat each customer as if they are the only one they are helping. Being from a different city, changing jobs with a high portion of my salary commission/bonus based I had some uphill challenges, not only was I able to get the house of my dreams that literally checked every single box but I was able to do so at very favorable terms. Nobody else could have done what they did I’m glad our paths crossed. Don’t waste your time going to a big box lender or “loan broker” these guys are the real deal.”