Sophisticated Home Loans

A·vant-garde lending and mortgage strategies designed for complex clients.

We Are Loan Professionals Working To Tailor Mortgage Strategies For Professionals

Private mortgage banking tailored to your unique profile. We are not a one size fits all mortgage lender. Our senior mortgage advisors have a long track record of success, proven lending strategies, customer service and knowledge of the home financing market. We serve elite clients, traditional clients, and our communities with honesty, transparency, and positivity.

Our Approach Is Simple:

Make the complicated home financing process easy – using innovative methods and a team of mortgage professionals with decades of experience.

Request a free consultation with our experts.

Mortgages can be complicated, our mortgage advisors build relationships with our clients to ensure we’re able to meet your immediate and long-term financing needs.

We analyze changing market conditions nationally and globally; meanwhile, we know the intricate and important details of the local markets we serve. From daily mortgage bond market volatility in the US, to foreign central bank policies in Switzerland, and global conflicts abroad, we monitor the markets closely to provide our clients the best insights. This approach gives our clients a competitive edge when acquiring and financing real estate.

Ali Hedayatifar


Our Private Client Process

Our process assigns a dedicated licensed mortgage advisor throughout your home financing journey. Your mortgage advisor will subsequently assign dedicated specialists to assist as needed and your dedicated team will communicate and connect with you every step of the way to ensure a smooth transaction. Senior management is also available should a situation arise needing their expertise or escalation. We utilize the leading technology, systems, best-practices, and products coupled with personalized attention to ease the lending process and maximize value.

High-Income Earners

We work closely with high income professionals, athletes and entertainers to determine a desirable financing solution, lock in a preferred interest rate, and close quickly to ensure a smooth transaction.

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Business Owners

We regularly help business owners with complex financing needs. We rely on the financial soundness of your business rather than tax returns. Common sense lending is back.

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True business purpose loans designed for real estate investors without dreadful hard-money rates. We utilize an appraisal of rental income instead of tax returns or traditional income analysis. Close quickly and add doors to your portfolio with great terms.

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First Time Homebuyers

Buying your first home should be fun not overwhelming. Our seasoned mortgage advisors will guide you through every step of the process while making sure you get a great deal. Our award-winning service is not only reserved for our high-net-worth clients.

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High-Net-Worth Individuals

Buying or refinancing a home should not negatively impact your investment strategy. We calculate income based on your assets not traditional tax returns so you can continue to build portfolio value, and access your liquidity to seize that next business opportunity.

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Become a Cash Buyer Today

HyperSmart Cash Buyer

HyperSmart’s Cash Buyer Program provides a turnkey solution for our clients to become cash buyers two-ways:

First, HyperSmart will buy your current home to remove any contingencies to purchase.

Second, HyperSmart will buy your next home with cash making you a cash buyer. You will then buy the home from us with your pre-approved loan and down payment.

Get the benefits of being an aggressive cash buyer while only putting down the required minimum loan program down payments. Sell your home to us and remove roadblocks to a fast closing.

*Terms and conditions apply. You must be HyperSmart pre-approved borrower before qualifying for the Cash Buyer Program.

Request a free consultation with our experts.

Mortgages can be complicated, our mortgage advisors build relationships with our clients to ensure we’re able to meet your immediate and long-term financing needs.

Ali Hedayatifar

Division Manager & Founder
Ali is recognized as being in the top 1% of lenders on production level nationally by the Scotsman Guide and Mortgage Executive Magazine in 2020 and 2021. He is also recognized as the #54 loan originator in the nation for non-qm loans by the Scotsman Guide in 2021. Ali and his team regularly handle complex real estate financing for entrepreneurs, doctors, attorneys, executives, investors, celebrities, professional athletes, fund managers, and other high-net worth clients.

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Let's Discuss Your Loan Options

We can provide a loan catered to your needs. Talk to one of our Mortgage Experts today.


8611 North Mopac, Suite 185
Austin, TX 78759






AmeriFirst Financial, Inc. dba HyperSmart Home Loans , 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2022. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org.

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Ali Hedayatifar, Division Manager & RMLO - NMLS 1817352. Jennifer Vasquez Division Director & RMLO - NMLS 221965.

Not intended for legal or financial advice. Consult your own professionals if such advice is sought. NMLS Nationwide Mortgage Licensing System & Registry Consumer Access. HUD Fair Housing & Equal Opportunity.