About HyperSmart

Private wealth mortgage banking, for everybody.

Who we are, how we work, and why senior mortgage bankers handle every deal.

HyperSmart team collaborating in modern Austin office
Austin, TX. Serving borrowers nationwide.

As a seasoned team we have weathered many storms and successfully guided our clients through market highs and lows. We combine decades of proven expertise at leading companies with cutting-edge technology and loan programs to deliver smarter, faster mortgage solutions.

Our team offers personalized guidance, competitive rates, and a broad spectrum of loan products, so you can achieve your homeownership goals with confidence. We are not a one size fits all mortgage lender.

Our senior mortgage advisors have a long track record of success, proven lending strategies, customer service and knowledge of the home financing market. We serve elite clients, traditional clients, and our communities with honesty, transparency, and positivity.

Our Core Values

The principles behind every loan we close.

Speed

A senior mortgage banker structures every file before it reaches underwriting, delivering a 14-day average close, without cutting corners.

Transparency

Clear pricing and honest answers. You always know where your loan stands and what it costs.

People Over Transactions

One dedicated loan officer from start to close, someone who actually picks up the phone.

Modern Intelligence

A technology-forward platform that combines institutional pricing with boutique-level service.

Meet Our Team

Experienced mortgage professionals dedicated to getting you the best rate and fastest close.

Leadership

Phillip Morris

Phillip Morris

Chief Operating Officer

NMLS #210092

Sean Murray

Sean Murray

Director of National Sales and Production

NMLS #1582648

Tiffany Wilbrett Garcia

Tiffany Wilbrett Garcia

Corporate Production Manager

NMLS #872278

Loan Officers

Adam Styer

Senior Loan Officer

NMLS #513013

Afshin Saniesales

Senior Loan Officer

NMLS #2485435

Anne Clermont

Senior Loan Officer

NMLS #1943461

Chris Rivas

Senior Loan Officer

NMLS #188380

Dean Onmuwere

Senior Loan Officer

NMLS #1049269

Elizabeth Aldape

Senior Loan Officer

NMLS #1711974

Elizabeth Rubio

Senior Loan Officer

NMLS #285976

Frank Martinez

Senior Loan Officer

NMLS #1938671

Heriberto Rodriguez

Senior Loan Officer

NMLS #188393

Kay Huffman

Senior Loan Officer

NMLS #2651207

Marlon Kelly

Senior Loan Officer

NMLS #311289

Michael Holt

Senior Loan Officer

NMLS #2192585

Carl Stephens

Senior Loan Officer

NMLS #1398353

Jose Cardenas

Senior Loan Officer

NMLS #1885460

Corporate Staff

Angie Hutchison

Disclosures and Postclosing Manager

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