Loan Programs

Specialty Loans: Solutions for Every Situation

Not every real estate transaction fits into a traditional box. Our specialty loan programs provide creative financing solutions for unique properties, international buyers, and specialized investment strategies.

Bridge Loans

Bridge loans provide fast, short-term financing to bridge the gap between buying and selling, or to quickly capitalize on time-sensitive opportunities.

Fix & Flip Loans

Finance both acquisition and rehabilitation costs with our fix-and-flip programs.

Foreign National Loans

International buyers can purchase U.S. real estate for investment or second homes without U.S. credit history or Social Security number.

Foreign National Benefits:

• No U.S. credit required
• No Social Security number needed
• Investment properties and second homes
• Multiple visa types accepted

ITIN Loans

Borrowers without Social Security numbers can qualify using Individual Taxpayer Identification Numbers (ITIN).

Visa Holder Programs

We welcome borrowers with various visa types, work permits, and immigration statuses (e.g., H-1B, E-1/E-2, F-1, diplomatic visas, DACA, EAD/OPT/CPT).

Condo Hotel and Unique Property Financing

Traditional lenders often decline financing for unique properties. We specialize in creative solutions for condo hotels, destination properties, mixed-use buildings, and unique architectural homes.

Lot Loans

Purchase land now, build later. Our lot loan programs help you secure your dream building site.

Program Highlights:

• Minimum Down Payment: 20%
• Property Types: All types

Who Benefits from Specialty Loans?

• Fix-and-flip investors
• Foreign nationals and international buyers
• Visa holders and recent immigrants
• ITIN filers
• Bridge financing needs
• Unique property buyers
• Land purchasers

With decades of experience in non-traditional lending, we structure solutions that make sense for your specific needs. Contact us to discuss your unique situation.